1. Description of service
4LoanSimulator is a free online loan calculator that estimates your monthly payment, total interest, and total cost using standard amortization. It runs in your browser and requires no account.
2. Estimates & accuracy
All results are estimates for planning purposes only and do not constitute financial or lending advice. Actual loan terms, interest rates, and fees vary by lender and your circumstances. Always confirm figures with your lender before borrowing.
3. Acceptable use
- Use 4LoanSimulator for lawful purposes only.
- Do not attempt to exploit, clone, resell, or redistribute the service without permission.
- Do not use automated scripts or bots to overload or disrupt the service.
- Do not attempt to compromise the security or integrity of the website.
4. Intellectual property
The design, interface, branding, and code of 4LoanSimulator belong to us or our licensors. Copying, modifying, or distributing them without permission is not allowed.
5. No warranty
4LoanSimulator is provided "as is", without warranties of any kind. We do not guarantee that calculations will be uninterrupted, error-free, or accurate for your specific situation.
6. Limitation of liability
4LoanSimulator and 4Utilities shall not be liable for any direct, indirect, incidental, or consequential damages, including any financial decisions made based on the calculator's estimates.
7. Changes to these terms
We may update these Terms at any time. Significant changes will be posted on this page, and continued use means you accept the revised terms.
8. Contact
Questions about these Terms? Email us at [email protected].